Factoring Company Reviews
We independently rate freight factoring companies on rates, advance percentages, contract terms, technology, and hidden fees. Find the right factoring partner for your cash flow needs.
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Showing 10 of 10 factoring companies
Best for: Overall Best
RTS Financial is one of the most respected factoring companies in trucking, known for combining competitive rates with a strong fuel card program and transpa...
Best for: Best Technology
OTR Solutions has built one of the strongest technology platforms in trucking factoring. Their carrier portal, mobile app, and integrated fuel card managemen...
Best for: Large Fleets
Triumph Pay (backed by Triumph Financial, a NASDAQ-listed bank) combines freight factoring with banking services. This unique positioning allows carriers to ...
Best for: Most Trusted
Apex Capital is one of the longest-running factoring companies in trucking, operating since 1995. They have built a strong reputation for reliability, transp...
Best for: New Authority Carriers
TBS Factoring (now operating under Triumph Financial but maintaining the TBS Factoring brand for some services) has long been known as a new-carrier-friendly...
Best for: No Minimums
Thunder Funding positions itself as a flexible, carrier-friendly factoring company with no minimum invoice requirements and no long-term contracts. They appe...
Best for: Best Contract Terms
Riviera Finance is one of the oldest factoring companies in the US (founded 1969), serving multiple industries including trucking. Their decades of experienc...
Best for: Budget Pick
Express Freight Finance offers budget-friendly factoring rates targeting cost-conscious owner-operators. They keep overhead low by offering a simpler service...
Best for: Banking + Factoring
Crestmark (now part of MetaBank/Pathward) combines banking services with factoring, offering carriers a single financial partner for business accounts and in...
Best for: Fast Funding
Instapay focuses on speed — they aim to fund invoices faster than anyone else, often within hours of submission. The mobile-first app is modern and the proce...