How much does trucking insurance cost in Utah?

Utah Trucking Insurance Requirements

Insurance requirements and costs for trucking in Utah.

Minimum Liability and Coverage

Utah follows federal minimums: $750,000 for general freight, $1 million for hazmat. For intrastate carriers, Utah requires $750,000 minimum liability. Utah follows a modified comparative fault system (50% bar). Total annual insurance for a Utah owner-operator runs $9,500-$16,500. Primary liability averages $7,000-$12,000. Salt Lake County courts can produce moderate-to-above-average verdicts. Mountain operation risks increase physical damage premiums. Workers' comp is required for virtually all employers — premiums average $8-$13 per $100 of payroll.

FAQs — Utah Trucking Insurance

Primary liability averages $7,000-$12,000 annually. Total insurance runs $9,500-$16,500. Mountain driving risks and Salt Lake County courts are the primary cost drivers. Overall costs are near the national average. Workers' comp averages $8-$13 per $100 of payroll.